Ginti is an AI-powered expense tracker for Android and iOS. Paste any bank alert — Ginti instantly detects it, parses the amount, merchant, and category with AI, and creates a transaction for you to review. Zero bank logins. Just swipe to approve or dismiss.
On Android, Ginti uses a notification listener service to detect financial alerts from banks and payment apps (Chase, Amex, Capital One, GPay, Paytm, PhonePe, and thousands more). On iOS, Ginti detects financial text when you copy it from your bank's SMS or app, then parses it the moment you open Ginti. No bank login, no manual entry, no READ_SMS permission.
Every alert runs through a triple-fallback AI chain (Groq Llama 3.1 8B → Gemini Flash → Mistral Nemo) for fast, reliable parsing. Personal information — account numbers, card numbers, phone numbers, UPI IDs — is stripped on-device before the AI sees anything.
Mint, YNAB, PocketGuard, and Rocket Money all require your bank login to sync transactions. Ginti doesn't — it reads the alerts your bank already sends you and parses them with AI. No aggregators, no scraping, no re-authentication every few weeks, no selling data. Subscription is $79.99/year ($6.67/month billed annually) with a 21-day free trial.
No. Ginti never asks for your bank credentials. On iOS, you paste a bank alert and Ginti parses it. On Android, Ginti automatically reads your financial notifications. Either way, it reads the text — not your bank account.
Yes. Personal information is stripped before AI processing. Ginti never asks for bank login credentials. Data is encrypted and stored securely via Google Cloud infrastructure.
Any bank or payment app that sends transaction alerts. All major currencies auto-detected — USD, EUR, GBP, INR, JPY, CAD, AUD, CHF, CNY, BRL, and more.
Partially. Transactions are queued offline and processed when you're back online. Your dashboard and existing data are always accessible.
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Ginti is a product of Sri Sadguru Software Solutions LLP.